After getting into a car accident, many things can be put on a stake for victims and their families. Once you file for a car accident claim in Wytheville, the other party’s insurance company will try to contact you.
Often, these insurance companies try to contact you when you are more vulnerable and likely to say anything they can use against you. The insurance adjusters are trained to make you believe that they are on your side and working in your favor. However, the reality is these insurance companies have two major goals -to find loopholes in your claim and to pay you as little as possible.
Therefore, you should never speak to the insurance company of the at-fault party without speaking to an auto accident lawyer in Wytheville.
Should you trust the insurance adjuster when they appear friendly?
After filing a claim, the insurance company will pretend to be your friend. The insurance adjuster will ask various questions to make them look like they are rooting for your claim to be successful. Often, they appear friendly and may indulge in positive conversations.
Unfortunately, victims fall for this trap and believe the insurance adjuster is actually working in their best interests. Therefore, the victims end up saying things that hurt their claim. For example, the insurance adjuster will ask if you are doing fine. Your one reply of ‘I’m fine” will be used against you, and the insurance adjuster will say that you are not as injured as you claim to be.
You have the right to speak to a lawyer before talking to the insurance adjuster. You can politely refuse to answer them and let them know that you want to speak to your lawyer first.
Watch your words and actions!
Even if you are not speaking to the insurance adjuster, each action will be noticed by the insurance companies. While they cannot invade your privacy, they can monitor your public activity and see what you post on social media. For instance, if you go to the supermarket, they can watch what you are doing from a distance.
Similarly, if you are posting on social media, they can see what you are posting. If you post a picture where you are roaming around and having fun, the insurance company can use it against you and claim that you are exaggerating your injuries more than they are.